Lines of Coverage
Employee Benefits
MEDICAL
- Fully Insured Medical Plans
- Self-Funded Medical Plans
- Level-Funded Medical Plans
- Health Reimbursement Accounts
- High Deductible Health Plans
- Health Savings Accounts
- Employee Assistance Programs (EAP’s)
- Re-Insurance/Stop Loss Programs
- TPA & ASO Evaluation
- Risk Analysis
- Medicare Supplement
DENTAL
- Fully Insured, Self-Funded and Level-Funded
- DHMO
- DPPO
VISION
- Fully Insured, Self-Funded and Level-Funded
LIFE AND AD&D
- Basic Life
- Voluntary/Supplemental Life
- Whole Life
- Term and Universal Life
- Travel Accident
- Executive Life
- Key Man
DISABILITY
- Short Term and Long Term Disability
- Executive Disability
- State-Mandated Disability (TDI)
WORKSITE PRODUCTS
- Critical Illness/Cancer Plans
- Gap Plans/Hospital Indemnity
- Accident
LONGTERM-CARE
RETIREMENT
- 401(k)
- 403(b)
- Medicare Supplement Plans
SECTION 125
- Premium Only Plans
- Flexible Spending Accounts
SECTION 132
- Parking & Transit Accounts
- Dependent Care
Property & Casualty
WORKERS’ COMPENSATION
- Guaranteed Cost
- Self-Funded
- Deductible Plans
- Retro Plans
- Captive Plans
GENERAL LIABILITY
- Umbrella/Excess Liability
- Foreign Coverage
- Aviation
- Group Travel Accident
- Product Liability
- Environmental Liability
COMMERCIAL AUTO
- Auto Liability
- Property Damage
- Non Owned and Hired
- Uninsured Motorist
- Fleet Discounts
PACKAGE COVERAGES
- Property
- Crime
- Inland Marine
- Ocean Marine
- Earthquake/DIC
PROFESSIONAL LIABILITY
- Employment Practices Liability
- Directors and Officers
- Errors and Omissions
- Internet/Website
- Kidnap/Ransom
- Management Liability
- Fidelity
BONDS