Safety & Loss


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Protecting Lives and Reducing Costs

Commitment to Safety and Cost-Effective Solutions

At Montage, we understand the dual value of our Safety and Loss Control Programs: not only do they contribute to lowering insurance premiums for our clients, but more importantly, they foster a culture of safety that ultimately saves lives. Over the years, we have meticulously developed these programs, recognizing that a mindset focused on safety transcends monetary savings.

Proactive and Comprehensive Safety Strategies

Our approach includes a unique blend of strategies to promote safety within your organization. This encompasses on-site location walk-throughs, establishing connections with local clinics, implementing safety incentive games, and conducting training sessions to engage employees actively. Our role is to be an active, energetic partner, guiding your organization towards a culture of safe behavior.

Effective Claims Management and Ex-Mod Reduction

Our thorough claims management system plays a crucial role in closing claims efficiently, managing challenging cases effectively, and ultimately contributing to the reduction of your Experience Modification (Ex-Mod) rate. We conduct regular claims reviews, either quarterly or monthly, tailored to your specific needs.

Expertise and Collaboration for Tangible Results

Montage boasts a team of some of the best minds in the field, along with partnerships with respected Loss Control Experts. This combination ensures that when you work with us, you're collaborating with a team that consistently delivers proven results.

Building and Enhancing Safety Committees

We often encounter clients aiming to lower their Ex-Mod and gain control over their claims. In cases where an active Safety Committee is absent, we assist in establishing one, becoming key members of the team. We help in identifying organizational challenges and devising strategies to address and reverse them.

Safety, Savings, and Life Preservation

Partnering with Montage means expecting tangible outcomes—real savings in hard dollars and, more significantly, the prevention of life-altering injuries. Our commitment is not just to the fiscal health of your organization but fundamentally to the physical safety and well-being of your employees.

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Our Mission Is To Further Your Mission

Dedicated service and smart insurance solutions that make a difference.